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FintechAICreditMachine Learning

AI-Powered Credit Decisioning Engine

Transformed a manual underwriting process into an instant decision engine. By integrating alternative data sources and machine learning models, we enabled the credit union to safely approve more borrowers while reducing default risk and operational costs.

Credit Union
2025
6 months
ROI: 350%

System Features

Alternative data risk scoring
Instant bank statement analysis
Regulatory compliance checks
Explainable AI decision reasoning

Technology Stack

PythonScikit-learnFastAPIReact

Project Details

Client

Credit Union

Year

2025

Timeline

6 months

Category

finance

Technologies
FintechAICreditMachine Learning

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Measurable Impact

Project Results

Real outcomes that demonstrate the value delivered to our client.

0 mins
Approval Time
0%
Auto-Approval Rate
0%
Default Rate Reduction
"We are now competing with the big fintechs on speed, but with the personal touch of a community bank. Best of both worlds."
C
Chief Lending Officer
Community CU